Our proposal will in principle be based on your current scheme. Are you currently subscribed to a defined contribution scheme? In that case, you will receive a proposal for a defined contribution scheme.
If you are interested in a defined contribution scheme, you will be able to choose between two products:
Zwitserleven Nu Pensioen
This is a modern, transparent and contemporary pension from Zwitserleven PPI, offering a combination of low costs and responsible investment. ZekerheidZwitch gives employees more certainty and clarity about their pension level. It also allows employees to continue investing beyond their retirement date.
Zwitserleven Exclusief Pensioen
A transparent pension for your employees. You determine the level of the contributions. These contributions will be invested in the HorizonBeleggen plan by default. Your employees will be given a say in their investments if they opt for ProfielBeleggen or Vrijbeleggen. ZekerheidZwitch is particularly unique. It gives your employees more certainty and clarity about their pension level.
Employees with a pensionable salary above €137,800
An employee accrues future income under a pension scheme. Does an employee have a salary (in 2024) above €137,800? In that case, the employee does not accrue pension on the part exceeding €137,800. Zwitserleven has a solution for this: Zwitserleven Netto Pensioen. It allows employees to voluntarily accrue a pension on the part of the salary in excess of €137,800. And if they are about to retire, they can use the accrued capital to purchase a net pension.
Endowment benefit scheme
Are you currently subscribed to a defined contribution scheme with guaranteed capital and profit sharing? We no longer offer this product. Therefore, you will receive a proposal for Zwitserleven Nu Pensioen and Zwitserleven Exclusief Pensioen.