Adjusting the contribution line with market interest rates
Market interest rates determine the amount of the contribution that you have to pay for the partner’s, orphan’s and surviving dependants' bridging pensions for your employees. Market interest rates fluctuate. Your contribution will be adjusted in line with market interest rates. This is what we call RendementsCorrectie. As a measure of changing market interest rates, we use the 20-year Euro Swap bid rates. Check out how this works below.
The level of RendementsCorrectie
| Month | Market interest rate | RendementsCorrectie Exclusief Pensioen |
|---|---|---|
| July 2024 | 2.75% | 4.00% |
| June 2024 | 2.80% | 3.10% |
| May 2024 | 2.78% | 3.40% |
| April 2024 | 2.60% | 6.90% |
| March 2024 | 2.64% | 6.10% |
| February 2024 | 2.57% | 7.50% |
| January 2024 | 2.50% | 8.80% |
| December 2023 | 2.95% | 0.10% |
| November 2023 | 3.35% | -8.00% |
| October 2023 | 3.31% | -7.20 |
| September 2023 | 2.92% | 0.80% |
| August 2023 | 2.90% | 1.20% |
| July 2023 | 2.74% | 4.20% |
| June 2023 | 2.83% | -24.10% |
| May 2023 | 2.88% | -24.50% |
| April 2023 | 2.77% | -23.50% |
| March 2023 | 3.04% | -25.70% |
| February 2023 | 2.64% | -22.40% |
| January 2023 | 2.83% | -24.10% |
| December 2022 | 2.42% | -20.50% |
The level of RendementsCorrectie depends on current market interest rates.
- We calculate the RendementsCorrectie percentage on every first working day of the month. At the time of acceptance of our proposal, we will calculate the final RendementsCorrectie. We will do so using the market interest rate for the month in which we received the signed administration agreement from you. The RendementsCorrectie is fixed for the term of the agreement.
- Read more about the RendementsCorrectie in your proposal. And about how the RendementsCorrectie is calculated for your contract.
RendementsCorrectie for Netto Pensioen
In addition to Zwitserleven Exclusief Pensioen, have you also taken out insurance for a Netto Pensioen for employees with a salary in excess of €137,800 (in 2024)? And have you also taken out insurance for a net pay partner's pension and net pay orphan's pension for these employees? Then the same RendementsCorrectie applies for Zwitserleven Exclusief Pensioen and Netto Pensioen.