How we will guide participants through the upcoming transition
The new Pension Act brings with it quite a few changes, so we are including participants in the coming transition.
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First place in sustainability ranking.
As in 2021, Zwitserleven, as part of Athora Netherlands, has once again achieved first place in the benchmark.
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Seizing opportunities with choice guidance.
A brainstorm held by employers and advisors yields about 600 opportunities to supplement our selection guidance.
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The paid-up variant has been retired!
The paid-up variant has disappeared under the new system. But is that in the interest of participants?
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An update on the Dutch Future of Pensions Act
We're pleased to give you an update on the latest developments concerning the new pension system.
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And now to work on the Future of Pensions Act!
The Future of Pensions Act has been passed by the Dutch House of Representatives. If the Dutch Senate also approves the bill (expected in January or February), it will take effect on 1 July 2023. All pension schemes must meet the new Pensions Act by 1 January 2027.
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The state pension increase is an unintended bonus for employers – or is it?
From 1 January 2023 the state pension will be raised by over 10%. In a number of cases, depending on regular salary increases and the distribution of salary levels among participants, this will lead to a reduction in pensionable earnings for the coming year – and, consequently, to lower pension accrual and lower absolute pension contributions. Is this an unintended bonus for employers or does it present opportunities? A column by Berry van Sonsbeek
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Key issues in the further development of life cycles: sustainability and illiquid investments.
Investments play an increasingly important role in the selection of a pension provider for DC schemes. Price is no longer the main decisive factor – employers have also become more critical of life cycle quality and sustainable investing, for example. Zwitserleven modified its life cycles in November to increase both expected pension proceeds and the sustainable impact of the life cycles. How? Sales director Ria Blok-Leenheer and product manager Catelijne Reissenweber are happy to explain.
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Group transfer of accrued benefits: an underappreciated option.
A kind of aversion seems to have arisen recently against group transfers of accrued benefits to a new pension provider. What are employers’ considerations when making this decision? And more importantly, what is best for participants?
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